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Small Business Insurance Advisory

Protecting your business
and helping you grow.

Recon Risk is an independent commercial insurance agency built for small business owners who deserve better than a call center and a renewal notice.

Insurance

Meaningful asset and liability protection with policies tailored to the actual risks your business faces.

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Risk Advisory

Going beyond the policy — helping you identify exposures before they become claims.

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Coverage Review

Annual policy reviews that ensure your coverage keeps pace with how your business has grown.

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Built by someone who's been on the inside.

Recon Risk was founded on a simple observation: as large insurance brokerages consolidate through mergers and acquisitions, small business owners are increasingly left without a real advocate. They get junior reps who don't know their industry and don't stick around long enough to learn it.

We exist to fix that. With 20+ years of commercial insurance experience at the regional level of a major national carrier, our founder brings the kind of inside knowledge and carrier relationships that most small business owners never get access to.

We are relationship-based, independent, and built for the long run — not a transaction.

About Recon Risk
20+
Years of Industry Experience
100%
Independent — We Work for You
Multi
Carrier Access Across the Market

Tailored coverage for businesses of every kind.

We understand the unique risks of the industries we serve — because we've spent decades studying them.

"

Recon Risk took the time to actually understand our business before recommending anything. For the first time, I felt like I had someone in my corner — not just someone trying to close a sale.

Small Business Owner Chicago, Illinois

We treat your business like it's our own.

Radical Transparency

No jargon. No surprises. You'll always know what you're buying, why we're recommending it, and what it costs.

Truly Independent

We are not captive to any carrier. We access the market on your behalf and place coverage where it makes the most sense for you.

Long-Term Partnership

We review your coverage as your business grows. We're not a transaction — we're a relationship.

Claims Advocacy

When something goes wrong, we're in the foxhole with you — not routing you to an 800 number.

Ready to find out where your coverage actually stands?

A 20-minute conversation is all it takes.

Talk to Recon Risk